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Every quarter, the IRS wants to know: how much did you pay employees, how much did you withhold for taxes, and did you deposit that money on time? That’s Form 941 — the quarterly report that reconciles your payroll with your tax deposits. Pluvel prepares and files your 941 automatically. You’ll see a draft before we submit, but you shouldn’t need to touch it.

What Form 941 reports

SectionWhat’s Reported
Part 1Total wages, tips, and other compensation
Part 2Federal income tax withheld
Part 3Social Security wages and tax
Part 4Medicare wages and tax
Part 5Adjustments and prior quarter corrections
Part 6Total tax liability and deposits made

Filing schedule

Form 941 is due quarterly:
QuarterPeriodDue Date
Q1January - MarchApril 30
Q2April - JuneJuly 31
Q3July - SeptemberOctober 31
Q4October - DecemberJanuary 31
If a due date falls on a weekend or holiday, the deadline moves to the next business day.

How Pluvel handles 941

1

Data accumulates

Each payroll run adds to your quarterly totals—wages, withholding, and FICA taxes.
2

We prepare the return

About 5 days before the deadline, we generate your 941 with all figures.
3

You review (optional)

Go to Payroll → Tax Filings to review before we submit. You’ll see a draft 941.
4

We file electronically

We file with the IRS before the deadline and provide confirmation.

Viewing your 941

Go to Payroll → Tax Filings → 941 to see:
  • Draft 941 — For the current quarter (before filing)
  • Filed 941s — Historical returns with confirmation numbers
  • Amended 941s — If corrections were needed

Key figures on the form

LineDescriptionYour Data
Line 2Wages, tips, other compensationTotal gross wages
Line 3Federal income tax withheldTotal withholding
Line 5aTaxable Social Security wagesUsually equals Line 2
Line 5cTaxable Medicare wagesUsually equals Line 2
Line 12Total taxes after adjustmentsSum of all taxes
Line 13Total deposits for quarterShould match Line 12
If Line 12 and Line 13 match, you’ve made correct deposits. A difference means you owe or overpaid.

Common 941 situations

If you discover an error after filing:
  1. We prepare Form 941-X (amended return)
  2. Explain the correction and reason
  3. File with the IRS
  4. Pay any additional tax or claim a refund
Common reasons for amendments:
  • Retroactive pay adjustments
  • Employee classification corrections
  • Wrong withholding rates applied
If you didn’t run payroll in a quarter:
  1. We still file a 941 with zeros
  2. This maintains your filing status
  3. Alternatively, we can file final 941 if you’re closing
Never skip filing—the IRS expects a return every quarter.
If your deposits don’t cover your liability:
  1. The difference appears on Line 14
  2. We include payment with the return (debited from your funding account)
  3. Late payments may incur penalties
This usually happens if a payroll was processed late in the quarter.
If a third party (insurance company) paid sick pay:
  1. Report it on Schedule B if applicable
  2. Coordinate with your provider on who reports which taxes
  3. We can help you set this up correctly

Schedule B

If you’re a semi-weekly depositor, you must also file Schedule B with your 941:
  • Shows tax liability for each day of the quarter
  • We generate this automatically based on your payroll dates
  • Attached to Form 941

Penalties for late filing or payment

ViolationPenalty
Late filing (up to 5 days)2% of unpaid tax
6-15 days late5% of unpaid tax
More than 15 days late10% of unpaid tax
10+ days after first notice15% of unpaid tax
Late paymentVaries based on time and amount
Penalties can add up quickly. If you’re having cash flow issues, contact us before missing a deposit—we may be able to help you work with the IRS.

Trust fund recovery penalty

A special risk: if payroll taxes go unpaid, the IRS can hold business owners personally liable for the “trust fund” portion (employee withholding). This applies even if the business closes. Pluvel prevents this by:
  • Collecting taxes with each payroll
  • Making timely deposits
  • Alerting you to any issues immediately

Accessing filed returns

To download a filed 941:
  1. Go to Payroll → Tax Filings
  2. Find the quarter you need
  3. Click Download PDF
The PDF is the exact form filed with the IRS, including Schedule B if applicable.

What we need from you

For accurate 941 filing:
  • Accurate employee data — Names, SSNs, addresses matching W-4s
  • Timely payroll submissions — Run payroll before deadlines
  • Funding account balance — Sufficient funds for taxes
  • Corrections reported — Tell us about any errors discovered

Form 940 (FUTA)

Learn about your annual unemployment tax return.