What Gets Flagged
Pluvel looks for patterns that don’t match your history: Unusual amounts — Your AWS bill is normally 1,800. Flagged. Duplicate charges — Same vendor, same amount, same day. Probably a mistake. New vendors with large amounts — First transaction from “XYZ Corp” and it’s $5,000? Worth a look. Round numbers from vendors — Your utility bill is always 500. That’s odd. Timing anomalies — A charge at 3am from a vendor you normally see during business hours.How It Works
When you connect your bank accounts, Pluvel builds a profile of your normal activity. After about 30 days of data, it knows what “normal” looks like for you. New transactions get compared against that profile. If something’s off by more than a configurable threshold, you get an alert.Anomaly detection improves over time. The more transactions it sees, the better it understands what’s normal for your business.
Viewing Anomalies
Go to Finance → Accounting → Anomaly Detection to see all flagged transactions. Each anomaly shows:- The transaction details
- Why it was flagged (amount, timing, vendor, etc.)
- How different it is from your typical pattern
- Options to dismiss, investigate, or mark as fraud
Taking Action
When you see an anomaly, you have options:| Action | When to Use |
|---|---|
| Dismiss | It’s fine, just unusual. Don’t flag similar ones. |
| Expected | You knew about it (planned large purchase). |
| Investigate | Need to look into it. Adds to your task list. |
| Report Fraud | Contact your bank immediately. We’ll help document it. |
Alert Settings
Control how aggressive the detection is: Sensitivity — High catches more but may have false positives. Low catches less but misses fewer important things. Most users leave it at Medium. Notification preferences — Get alerts via email, in-app notification, or both. You can set thresholds — only email me for anomalies over $500, for example. Categories to watch — Maybe you only care about bank withdrawals and wire transfers, not every small charge. Configure which transaction types get scrutinized. Go to Settings → Notifications → Anomaly Alerts to adjust.Real Examples
Caught a subscription you forgot to cancel. A user saw their old project management tool still charging $49/month, six months after they’d switched. Flagged because it was from a “dormant” vendor. Spotted a double-charge. Vendor charged twice for the same invoice. Same amount, same day. Anomaly Detection flagged it, user got a refund. Identified fraud early. A $2,000 charge appeared from a vendor the user had never heard of. Flagged immediately because it was a new vendor with a large amount. Turned out their card was compromised. They caught it within hours instead of discovering it at month-end.Limitations
Anomaly Detection isn’t perfect. It can’t catch:- Fraud that looks like normal activity (if someone knows your patterns)
- Gradual increases that stay within thresholds
- Issues with cash transactions (we only see what’s in your connected accounts)
Privacy
All analysis happens within Pluvel. We’re not sharing your transaction data with external services to detect anomalies — it’s all done on our infrastructure with your data.Configure alerts
Customize when and how you get notified about anomalies.