Types of payroll taxes
Employee withholdings
You take these out of employee paychecks:Employer taxes
You pay these on top of wages (not deducted from employees):
For every dollar in wages, expect to pay roughly 8-10% extra in employer taxes (before benefits).
Tax calculations
Every payroll, Pluvel calculates taxes automatically:1
Calculate gross pay
Hours × rate, salary portion, bonuses, commissions — everything earned.
2
Apply pre-tax deductions
401(k), health insurance, HSA — reduces taxable wages.
3
Calculate taxes on taxable wages
Federal, state, Social Security, Medicare — based on remaining amount and W-4 settings.
4
Withhold and track
Taxes come out of the paycheck and queue up for deposit.
Tax deposits and filings
Taxes need to be deposited on a schedule, then reported on forms:Your deposit schedule
The IRS assigns you a deposit schedule based on your tax liability:
Pluvel knows your schedule and makes deposits automatically. You don’t need to remember deadlines.
What Pluvel handles
You just run payroll. We handle the compliance.
Tax account setup
Before we can file on your behalf, we need your tax registration numbers:Federal
- EIN — Your employer identification number (we can help you get one if you don’t have it)
- EFTPS enrollment — The IRS system for electronic tax payments
State
Each state where you have employees requires registration:- Withholding account — For state income tax
- Unemployment account — For SUTA
Viewing tax liabilities
See what you owe at any time:- Go to Payroll → Tax Liabilities
- View by tax type (federal, state, FUTA, SUTA)
- See upcoming deposit dates
- Track what’s been deposited
Tax credits
Some credits can reduce your employer tax burden:
These require separate filings and documentation. Talk to your accountant about eligibility.
Multi-state payroll
Remote employees in different states? Each state has its own rules:- Different withholding rates and brackets
- Different unemployment tax rates
- Different filing schedules
- Reciprocity agreements (some states give credit for taxes paid to other states)
W-2 forms
Year-end tax forms for employees.