Financial reports

Your accountant asks for a P&L. Your bank wants a balance sheet. An investor requests cash flow data. If you don’t know what these reports show — or can’t produce them quickly — it’s a problem. Pluvel generates these reports automatically from your transaction data. No manual spreadsheets, no guessing. When someone asks for your financials, you have them.

​

Core financial reports

​

Profit & Loss (Income Statement)

Shows revenue minus expenses over a period. What it tells you:

• Are you profitable?
• Where does money come from?
• Where does money go?

Key sections:

• Revenue — Money earned from sales and services
• Cost of Goods Sold — Direct costs of producing goods
• Gross Profit — Revenue minus COGS
• Operating Expenses — Overhead costs
• Net Income — Bottom line (profit or loss)

View Profit & Loss report →

​

Balance Sheet

Shows what you own, what you owe, and your equity at a specific point in time. What it tells you:

• Company’s financial position
• Available cash and assets
• Outstanding debts
• Owner’s stake

Key sections:

• Assets — Cash, receivables, equipment, inventory
• Liabilities — Payables, loans, credit cards
• Equity — Owner’s investment plus retained earnings

The equation: Assets = Liabilities + Equity View Balance Sheet →

​

Cash Flow Statement

Shows how cash moved in and out of the business. What it tells you:

• Why cash changed
• Operating vs investing vs financing activities
• Future cash needs

Key sections:

• Operating activities — Cash from business operations
• Investing activities — Equipment purchases, asset sales
• Financing activities — Loans, owner contributions/draws

View Cash Flow Statement →

​

Run a report

​

Report accuracy

Your reports are only as accurate as your underlying data. For accurate reports:

• Categorize all transactions
• Reconcile bank accounts regularly
• Record all invoices and bills
• Close out periods when complete

​

Sharing with your accountant

To share reports:

1. Export as PDF or Excel
2. Email to your accountant

Or invite your accountant to Pluvel:

1. Go to Settings → Team
2. Add them with Viewer or Admin access
3. They can run reports directly

​

Report period comparison

Compare performance across periods:

1. Run a report
2. Click Compare
3. Select prior period (same month last year, prior quarter, etc.)
4. View side-by-side with variance

This helps you spot trends and anomalies.

​

Using reports for taxes

Your accountant or tax software needs: Export reports for your tax year (January 1 - December 31 for calendar year).

​

What’s next