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Every January, the same scramble: W-2s need to go out to employees, 1099s to contractors, and everything needs to be filed with the IRS — all by January 31. Pluvel generates the forms automatically from your payroll data. You review them for accuracy, approve them, and we handle printing, delivery, and filing.

Year-end timeline

DateTask
December 31Last day to run payroll for the tax year
Early JanuaryReview W-2 and 1099 data for accuracy
January 31Deadline: W-2s to employees, 1099s to contractors
January 31Deadline: File W-2s and 1099s with IRS/SSA
April 15Deadline: Annual tax returns

W-2s for employees

Every employee who received wages during the year gets a W-2 reporting:
  • Total wages paid
  • Federal income tax withheld
  • Social Security and Medicare wages and taxes
  • State and local taxes

Review W-2 data

Before generating W-2s:
  1. Go to Payroll → Year-End → W-2 Review
  2. Verify each employee’s:
    • Legal name and SSN
    • Current address
    • Total wages and taxes
  3. Fix any errors
  4. Click Approve for Filing

Distribute W-2s

Pluvel provides W-2s to employees:
  • Electronic delivery — Employees access via their Pluvel login
  • Paper mailing — We mail printed copies
Employees can also download PDFs anytime after they’re available.

File with SSA

Pluvel electronically files Copy A of all W-2s with the Social Security Administration by January 31.

1099s for contractors

Contractors who received $600 or more get a 1099-NEC reporting:
  • Total payments made
  • No withholding (contractors pay their own taxes)

Review 1099 data

  1. Go to Payroll → Year-End → 1099 Review
  2. Verify each contractor’s:
    • Name and TIN (from W-9)
    • Address
    • Total payments
  3. Exclude any payments to corporations (if applicable)
  4. Click Approve for Filing

Distribute 1099s

Similar to W-2s:
  • Electronic delivery — Contractors access online
  • Paper mailing — We mail printed copies

File with IRS

Pluvel e-files 1099s with the IRS by January 31.

Fourth quarter filings

In addition to annual forms, Q4 filings are due:
FormDue dateWhat it covers
Form 941January 31Q4 payroll taxes
Form 940January 31Annual FUTA
State Q4 returnsVariesQ4 state taxes
Pluvel files these automatically.

Year-end payroll adjustments

Bonus payments

If you’re paying year-end bonuses:
  • Run payroll by December 31 for the bonus to count in this tax year
  • Use the off-cycle payroll option
  • Bonuses are taxed at the 22% supplemental rate (federal)

Corrections

If you discover errors after year-end:
  • For W-2 errors: We file corrected W-2c forms
  • For 1099 errors: We file corrected 1099s
  • Contact support to initiate corrections

Fringe benefits

Some benefits must be reported as taxable income:
  • Personal use of company vehicle
  • Group term life insurance over $50,000
  • Other taxable fringe benefits
Review these with your accountant before year-end.

What employees need

Employees should:
  1. Verify their address — Update if they’ve moved
  2. Check their SSN — Report errors before W-2s generate
  3. Review withholdings — W-4 may need updating for next year
  4. Access their W-2 — Available in Pluvel by late January

What contractors need

Contractors should:
  1. Provide W-9 — Must be on file before year-end
  2. Verify TIN and address — Ensure accuracy
  3. Keep records — They need their own expense tracking for taxes

Common year-end questions

Use their December 31 address for W-2 purposes. They should update their address in Pluvel before year-end.
They still get a W-2 for wages earned. Use their last known address, or they can pick up in person if you have current contact.
No 1099 required. But you should still have their W-9 on file and keep records of payments.
Fix it in Pluvel before generating W-2s. Get documentation (Social Security card) to verify the correct information.
Electronic W-2s are typically available by mid-January. Paper copies are mailed to arrive by January 31.

Preparing for next year

After year-end:
  1. Review W-4s — Remind employees to update if life circumstances changed
  2. Update pay rates — Apply any raises
  3. Check benefit elections — Update deductions for new plan year
  4. Review state registrations — Register in any new states where you’ll have employees

What’s next

View W-2s

Access and distribute W-2 forms.

View 1099s

Access and distribute 1099 forms.